5 Questions to Ask Before Getting an Extended RV Warranty

11/30/2022 – Good Sam

Unfortunately, even the best rigs break down over time. Whether the problem is electrical or mechanical in nature, sooner or later something will pop up. In those moments, an extended warranty for your RV or motorhome can go a long way.

That said, finding the right camper warranty isn’t a one-size-fits-all situation.

What does an extended RV warranty cover? How much does an extended warranty cost? Do you even need an extended warranty for your RV?

To help you navigate the process of finding the right coverage, here are five questions to ask before getting an extended RV warranty.

1. What will an RV extended warranty cover?

At its core, an extended warranty is a policy you can buy for your RV that covers most of the natural wear and tear on your rig through financial reimbursement. From electrical issues to mechanical breakdowns, the right warranty can make getting back on the road a lot less stressful.

Typically, extended warranties will provide assurances for the following:

• Commercial use
• Engine
• Transmission
• Axles
• Wheels and tires
• Towing
• Navigation package
• Power surges

Not all policies are the same, however. For example, an exclusionary policy can operate as a “catch-all” and cover most issues--with any issues not covered listed as “excluded.” An inclusionary policy will limit you to only listed items, and all unlisted items are not covered.

Also, keep in mind that a warranty is not the same as insurance, meaning it won’t include incidental collisions or physical damages to your RV. It also won’t cover regular servicing of your rig (i.e.tire rotations, replacing fluids, oil changes, etc). Plus, many providers include limitations for rigs with more than 100,000 miles or older than 15 years.

As you navigate the process, make it a point to identify what’s included and limited by your warranty provider and compare it to other options on the market.

2. Where can I get an extended RV warranty?

When it comes to where you’ll find an extended plan, you certainly have options. A number of reputable providers on the market tote their own version of an extended plan–the most notable being Good Sam’s Extended Service Plan.

While Good Sam has the most comprehensive coverage and network, most major providers will be able to accommodate rigs under 100,000 miles. Question those who don’t.

You can also buy a warranty directly from the dealer, but just know that it’ll likely be more expensive than going directly to the source.

3. How much will an RV extended warranty cost?

Several factors determine the cost, varying from the type of coverage you want, the make and model, age and mileage, or even just the kind of RV you want to be covered. That said, it will generally range somewhere between $1,000 and $10,000, according to NoRepairCosts.com.

Generally speaking, an RV warranty will be the cheapest when purchasing your RV; however, most warranty providers offer payment plans or RV financing.

If you’re looking for a clearer idea of what you’ll spend, Good Sam provides free quotes (not to mention plans as low as $41).

4. Can I transfer my RV’s warranty?

Yes, depending on the warranty provider and coverage selected. Also, except for Good Sam, most coverage providers will charge a small fee for the transfer, with a few offering refunds based on the amount of time remaining on the original contract.

5. Are there alternatives to an extended warranty?

Yes! Although not technically a warranty, the Good Sam Extended Service Plan offers the most robust and flexible coverage options for motorhomes, trailers, and personal vehicles.

Some of the benefits include:

• Repairs can be made at any Good Sam service center in the US or Canada.
• Good Sam’s Extended Service Plan is less expensive and pays for itself in one or two claims.
• If you need to sell your motorhome or trailer, your Good Sam ESP automatically transfers to the new owner at no cost to you.
• Coverage is umbrellaed under one policy for the same duration.
• Claims are standardized and regulated by the insurance industry.
• Good Sam’s Extended Service Plan reimburses rental cars, meals, and hotel stays while your RV is in the shop.

If you’re looking for a cheaper and more comprehensive alternative to an extended RV warranty, the Good Sam Extended Service Plan is a great option.

Finding the right coverage for your RV

Depending on the age, mileage, and type of RV, an extended warranty or extended service plan can be an excellent investment. As you search through your options, take time to comb through the fine print of what coverage warranty providers include and what the alternatives are.